Family carrying moving boxes into home

How to Become a Cash Buyer with NAF Cash

As the housing market heats up, so does competition for the best homes. Homebuyers aren't the only competition. You're also competing against investors with deep pockets. In order to beat them, you might just have to join them. Becoming a cash buyer can help you level the playing field.

The Benefits of Becoming a Cash Buyer

Buying with cash can give you a competitive edge in today's housing market. There are many advantages to buying with cash. They include:

  • Cash buyers are four times more likely to get their offer accepted than those using traditional sources1.
  • Paying with cash is instant and guaranteed - While becoming pre-qualified for a mortgage eliminates most risks, the funding could still fall through, leaving the seller high and dry.
  • Cash payments eliminate uncertainty and dramatically speed up the process - Even in the perfect mortgage scenario, the process takes time. Sellers typically wait 30-60 days after agreeing to the sale before funds hit their bank accounts. With cash, they get their payments instantly.
  • In fact, sellers are so eager to work with cash buyers that studies show on average cash buyers will pay 11% less for their homes than those paying with a mortgage2.

How to Become a Cash Buyer

Of course, paying for a new home with cash is easier said than done for most buyers. Rarely does the average family have hundreds of thousands of dollars just laying around.

NAF Cash* will purchase your home upfront with cash on your behalf, then once the sale is complete and you have secured permanent financing from New American Funding, NAF Cash will sell the property back to you for the original price, plus a small service fee.

Becoming a cash buyer is a great solution if you're selling your current house to fund your new home purchase. As part of this program, you aren't required to sell your previous house before you're able to move into your new home3. This gives you flexibility as both a buyer and a seller.

How Does NAF Cash Work?

NAF Cash starts by evaluating your needs. Then, once you've found your dream home, NAF Cash helps you make a cash offer on your chosen home.

Then you're ready to move in!

NAF Cash and New American Funding make a great team – New American Funding can also assist you in finding a mortgage that's right for you.

Get Started

Click the button below to become a cash buyer today!

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3Borrower will rent the home at the market rate until their new loan with New American Funding closes.

*Loan products offered by New American Funding, LLC. dba New American Funding. NMLS #6606. Terms and Conditions apply. Loan products subject to credit and property approval. Not all applicants will qualify. © New American Funding, LLC. New American and New American Funding are registered trademarks of New American Funding, LLC. All Rights Reserved. Corp Office 14511 Myford Rd, Ste 100, Tustin, CA 92780. Ph 800-450-2010.